Helpico Insurance Agency

"People hate insurance... But they hate worse the consequences of not having it. " Insurance Forum

"We still need to educate people on the need for insurance and help them through a process that is often more difficult than an online quote." Insurance Forum

"....today's prospects want to choose their own adventure in how they get to know a company, its products, services, and/or its team. So they (the company people) design discovery opportunities (blogs, demos, technology, samples, interactive experiences, etc.) that simulate a Disney ride when it comes to capturing attention and engaging the audience." ndoi.com

There was a very cautious man Who never laughed or played He never risked, he never tried, He never sang or prayed. And when he one day passed away, His insurance was denied, For since he never really lived, They claimed he never really died. (Anonymous poem)

Umbrella

What is personal umbrella insurance?
Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments. Umbrella insurance also covers situations that may not be covered by another policy such as slander or libel.

The umbrella policy coverage "kicks in" where you’re existing coverage ends, up to limit of the umbrella policy purchased.

Personal Umbrella Protection covers:

Operating most motor vehicles, including cars, RV’s, motorcycles, pickup trucks, and most watercraft
Incidents involving any property covered by your basic homeowners policy.
Incidents alleging slander, libel, defamation of character, invasion of privacy, even false arrest.
Business liability coverage is provided if covered by your basic homeowners policy.